About Us

EVP / Chief Credit Officer (CCO) – Matt Blackmer

Matt Blackmer serves as the Chief Credit Officer (CCO) for Beach Cities Commercial Bank. Matt brings over 30 years of banking experience and has primarily been responsible for managing credit teams in Southern, California including offices in Los Angeles, Torrance, Encino, Pasadena, City of Industry, Costa Mesa, and San Diego. Matt has led numerous credit teams including Senior Credit Product Officers, Senior Portfolio Management Officers, and junior underwriters to achieve balance sheet, revenue, asset quality, NIM, and all other pertinent credit metrics. He has served in large banks such as Bank of America and Wells Fargo Bank and smaller community banks such as Shoreline Bank in WA. Most recently from 2016 through 2022, he was SVP, Business Banking Team Lead at California Bank & Trust, responsible for a start-up Business Banking unit for Los Angeles and Orange County, CA.

Matt graduated in 1999 from Central Washington University with a Bachelor of Science in Business Management and Economics and in 2009 graduated from Pacific Coast Banking School. He currently resides in Dana Point, CA.

EVP / Chief Operating Officer (COO) – Nasrin Rostami

Nasrin Rostami serves as Chief Operating Officer (COO) for Beach Cities Commercial Bank. Nasrin has over 30 years of banking experience, primarily in management, operations, compliance, risk management, BSA (Bank Secrecy Act) and information technology positions for community banks and major financial institutions in San Diego, CA. Most recently she served as Chief Risk Officer (CRO) of Endeavor Bank, San Diego, where she worked with the management team to open the bank for business in January 2018 and during its de novo stage. Prior to joining Endeavor, she was part of the executive team involved in all activities associated with opening San Diego Trust Bank (SDTB) in 2003. She served at SDTB as the EVP/Risk Management until 2013 when the Bank was acquired by Pacific Premier Bank. From 2013 to 2015 during her time at Pacific Premier Bank, she served as the CRO, headquartered in Irvine, CA.

Nasrin received a Bachelor of Science degree in Business Administration, minor in Accounting from United States International University, San Diego, CA. She has also been a Certified Anti-Money Laundering Specialist (CAMS) since 2007 and a Certified Fraud Examiner (CFE) since 2013.

SVP / Region Sales Manager – Tim Himstreet

Tim Himstreet has 31 years of Commercial Banking experience, including the startup of five Community Banks. Tim’s career is made up of financial performance with sales driven management, customer service management, leadership, and team building. Tim’s approach to Community Bank Commercial lending is all about providing customized solutions, building lasting relationships and producing exceptional financial opportunities and results for clients, shareholders, and team members.

Tim graduated from the University of Nevada, Reno in 1995 with a BS in Business Administration where he also competed in the Div I baseball program. He is married, with 2 children and resides in San Diego County. His hobbies include Playing Ice Hockey, golf, tennis, and pickle ball along with Health/wellness and volunteering on the Foundation Board for Arc of San Diego, a non-profit organization that aides the needs of special needs citizens throughout San Diego with physical and mental disabilities. He chairs the Arc of San Diego foundation annual Golf tournament and won the 2023 Presidential Volunteer Service Award for the organization. He also served on the Board for NAIOP-National Association of Industrial and Office Properties from 2002-2024.

Director / Board Chair – Angela L. Bienert

Ms. Bienert has over 31 years of banking experience. She began her banking career in 1985 with Wells Fargo Bank (previously Crocker Bank) as a Merchant Teller. From September 1990 through April I994 she was a loan secretary at Sun Country Bank, where she gained experience in document preparation, construction funds control, and reconciliation of loan disbursements. She has worked with various banks and has assisted with the organization of Premier Service Bank, which opened in 2001. During her tenure at Premier Service Bank, she progressed to the position of EVP and Chief Credit Officer. After deciding to do bank consulting in October 2013, she retired in May 2021. She recently ended her retirement, however, electing to assist her husband, Thomas H. Bienert Jr., as Administrator of his law firm, Bienert Katzman Littrell Williams LLP, in San Clemente, CA.

In addition to a long career in banking, Ms. Bienert also served on several non-profit boards, such as Habitat for Humanity’s Riverside Affiliate (seven years), Mend Poverty (two years), and the Unforgettables Foundation, a non-profit dedicated to assisting at-risk and grieving families with finances, helping them afford a timely and dignified funeral for their child (six years). She was an executive board member for all organizations and enjoyed her tenure and the contributions she was able to make.

Director – Jamey Federico

Mr. Federico currently is a Dana Point City Council Member, and Former Mayor, serving as Mayor in 2021 and 2024.  He also serves as Vice Chair and Director of the Orange County Transportation Authority. 

Mr. Federico is a veteran serving in the United State Marine Corps as an Executive Officer, Marine Aircraft Group 39 where he was responsible for management, administration, and training of over 4,000 Marines, Sailors, and civilian employees.

He was also the Commanding Officer, Marine Light Attack Helicopter Squadron 369 responsible for the leadership, training, and development of 425 Marines, Sailors, and civilians and for the maintenance and tactical deployment of 30 AH-1Z and UH-1Y helicopters.

He led a team responsible for the development of capability of an Afghan Border Security brigade. Advised the Afghan brigade on tactical employment, training and education, logistics support, and pay and administration, resulting in their being rated as one of the first in Afghanistan to be able to operate without direct NATO support. Responsible for the welfare of the advisor team embedded with Afghan forces. Additionally, Mr. Federico served as an AH-1W and AH-1Z Pilot Infantry Officer. 

Director – James A. Heinrich, M.D.

Dr. Heinrich is a facial plastic surgeon who specializes in performing cosmetic and reconstructive surgery to the face, head, and neck region. He received his Doctor of Medicine degree from Loma Linda University in 1988. The following year he completed his post-graduate internship and surgery training at Loma Linda Medical Center. Dr. Heinrich completed four years in Otolaryngology-Head and Neck surgery at Loma Linda University Medical Center. During his Head and Neck training, he developed a strong interest in plastic surgery. He went on to complete a one-year fellowship specializing in Facial Plastic and Reconstructive Surgery of the head and neck at the University of Illinois.

Dr. Heinrich did extensive training in laser technology and currently offers the most advanced laser procedures utilizing state-of-the-art lasers. He also worked extensively in the diagnosis, treatment and reconstruction of all types of skin cancer while training and continues to utilize that expertise in his practice. He has a keen interest in not only treating skin cancer, but also utilizing varying modalities to prevent skin cancer.

In 1999, Dr. Heinrich founded Pacific Coast Cosmetic & Laser Medical Center, Inc., a comprehensive aesthetic laser center in Mission Viejo, CA, offering a wide variety of both surgical and non-surgical procedures all done by Dr. Heinrich. He also serves as a member of the Board of Directors of the Mission Hospital Foundation and is board certified by the American Board for Otolaryngology Head and Neck Surgery and for Facial Plastic and Reconstructive Surgery.