Careers

Specialty Lending Manager

REPORTING TO

Bank President and the Chief Operating Officer

GENERAL JOB DESCRIPTION

Qualifications:

• 5-10 years Commercial Lending with minimum of 5 years of SBA Lending and 3 to 5 years of secondary market experience
• Formal credit training required
• Must be detail oriented and possess verbal and numeric aptitudes as well as the ability to communicate effectively with others both verbally and in written communication
• Extensive knowledge of government guaranteed products, credit policy, processes and procedures
• Must have SBA/California State Guarantee portfolio management, servicing and document origination experience.
• NAGGL/NADCO Certification a plus

• For more information, refer to our Indeed posting

  PROCEED TO INDEED POSTING

MAJOR DUTIES AND RESPONSIBILITIES

• Manage SBA Team members and recruiting staff – be a true “Player/Coach” by leading and participating in guiding loans through the pipeline from application through funding.
• Underwrite new Conventional loan products
• Underwrite new SBA guaranteed loan products, primarily 7a and 504 loans following the Bank’s lending policy and procedures, SBA guidelines and general prudent lending practice.
• Underwrite new State guaranteed loan products
• Perform financial and ratio analysis on collected financial information to evaluate financial condition/capacity of each applicant.
• Review real estate appraisal, environmental studies and business valuation to analyze collateral adequacy.
• Prepare a comprehensive credit memo on each loan request for presentation to proper approval authority.
• Monitor and service existing loan portfolio.
• Prepare and update daily, weekly and monthly administrative reports
• Promote and cross sell the Bank’s services and products.
• Perform other duties as assigned.
• Assist the Sales Team on government guaranteed leads
• Report to the President and CCO

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