FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Careers

 

At Beach Cities Commercial Bank, we foster a culture of collaboration, integrity, and continuous growth. Our team is driven by a shared commitment to excellence and community impact. We offer a dynamic, inclusive environment where your contributions are valued and your career can thrive.

 

No open roles at this time. 

 

 

Explore current opportunities:

 

Office Location: Irvine, CA

Position Summary

Beach Cities Commercial Bank is looking to hire a Specialty Lending Manager with experience producing SBA loan products.

Key Responsibilities:

  • Manage SBA Team members and recruiting staff – be a true “Player/Coach” by leading and participating in guiding loans through the pipeline from application through funding.

  • Underwrite new Conventional loan products

  • Underwrite new SBA guaranteed loan products, primarily 7a and 504 loans following the Bank’s lending policy and procedures, SBA guidelines and general prudent lending practice.

  • Underwrite new State guaranteed loan products

  • Perform financial and ratio analysis on collected financial information to evaluate financial condition/capacity of each applicant.

  • Review real estate appraisal, environmental studies and business valuation to analyze collateral adequacy.

  • Prepare a comprehensive credit memo on each loan request for presentation to proper approval authority.

  • Monitor and service existing loan portfolio.

  • Prepare and update daily, weekly and monthly administrative reports

  • Promote and cross sell the Bank’s services and products.

  • Perform other duties as assigned.

  •  Assist the Sales Team on government guaranteed leads

  • Reports to Chief Credit Officer

 

Qualifications:

  • 5-10 years Commercial Lending with minimum of 5 years of SBA Lending and 3 to 5 years of secondary market experience

  • Formal credit training required

  • Must be detail oriented and possess verbal and numeric aptitudes as well as the ability to communicate effectively with others both verbally and in written communication

  • Extensive knowledge of government guaranteed products, credit policy, processes and procedures

  • Must have SBA/California State Guarantee portfolio management, servicing and document origination experience

  • NAGGL/NADCO Certification a plus

 

Additional Information

This job description outlines the general nature and level of work performed. It is not intended to be an exhaustive list of all responsibilities, duties, and skills required.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

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Office Location: Irvine, CA

Position Summary

The VP/Director of Operations is a senior leader responsible for driving operational excellence across branch banking services. This role combines strategic oversight with hands-on leadership to drive operational excellence, compliance, and customer satisfaction.
In addition, the role acts as a designated backup for Treasury Management Services, providing continuity of operations during periods of absence or unavailability of the primary treasury function holder.

Key Responsibilities:

  • Leadership & Management

    • Oversee daily branch operations, ensuring adherence to policies, procedures, and regulatory requirements.

    • Lead, coach, and develop branch staff to achieve performance goals and deliver superior client experiences.

    • Foster a culture of accountability, collaboration, and continuous improvement.

  • Client Service & Relationship Management

    • Ensure high-quality service delivery for retail, commercial, and treasury clients.

    • Resolve complex client issues promptly and professionally.

  • Risk & Compliance Management

  • Identify and mitigate operational risks through proactive controls and monitoring.

  • Ensure adherence to all banking regulations, including BSA/AML, KYC, and security protocols.

  • Maintain strong internal controls for cash management/Treasury, transaction processing, and fraud prevention.

 

  • Treasury Management Support

  • Support Treasury Management Officers with client onboarding, documentation, and service delivery.

  • Respond to client inquiries regarding treasury products such as ACH, wires, remote deposit, and fraud prevention tools.

  • Assist clients with troubleshooting, training, and password resets for online banking platforms.

  • Coordinate with internal departments to resolve client issues and ensure smooth implementation of treasury services.

 

Qualifications:

  • 8+ years of banking experience, including 3+ years in a leadership role.

  • Proven ability to lead teams, manage complex projects, and deliver exceptional client service.

  • Excellent communication, problem-solving, and organizational skills.

 

Additional Information

This job description outlines the general nature and level of work performed. It is not intended to be an exhaustive list of all responsibilities, duties, and skills required.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities