FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Deposit Accounts

Beach Cities Commercial Bank makes managing your money easy and convenient. We are committed to the success of our customers both professionally and at home. Our personal banking experience allows you to connect anytime, anywhere. Come visit us in person or online. You decide.

Checking Accounts

Our personal accounts are designed with you in mind. Easy to use, accessible, simple, and fast.

UltraLink Zero

Our personal checking account includes:

Zero Fee UltraLink Online Access Check balances, transfer money, view statements
Zero Fee Bill Pay Pay bills and/or set up recurring payments
Zero Fee Incoming Domestic and International Wires
Zero Fee ATM/Debit Card surcharges
Zero Fee Mobile banking Enjoy banking services through your internet-enabled mobile phone
$100 Minimum Opening Balance

Personal Interest Checking

All the benefits of the UltraLink Zero checking account with interest earned on your account balance.

Earn simple interest with minimum $2,500 balance
No monthly service fee with $2,500 average collected balance

Savings Accounts

Money Market Accounts (MMAs)

Enjoy savings flexibility with tiered interest on your account balance. Save more and get paid more.

Earn simple interest with minimum $2,500 balance
Online banking - Check balances, transfer money, view statements
Bill Pay - Pay bills and/or set up recurring payments
We pay for your first order of checks (standard)
ATM/Debit Card with zero surcharges
Mobile banking - Enjoy banking services through your internet-enabled mobile phone
Eight free withdrawals per statement cycle

Personal Savings Accounts

Safely earn interest on your money with our basic personal savings account. Access your account digitally or in person.

Our savings account includes:

Earn simple interest with minimum $100 balance
Online banking - Check balances, transfer money, view statements
Bill Pay - Pay bills and/or set up recurring payments
You can set up your account to be used for overdraft protection
ATM/Debit Card with zero surcharges for ATM transactions
Mobile banking - Enjoy banking services through your internet-enabled mobile phone
$100 Minimum Opening Balance
Not subject to withdrawal limitations

Certificate of Deposit (CD)

Secure your Future!

Looking for a safe and reliable way to grow your savings? Our Certificate of Deposit* (CD) account offers you a guaranteed return on your investment with competitive interest rates.

Flexible Terms Chose from a variety of term lengths
Higher Interest Rates Enjoy higher returns compared to a regular savings account
Automatic Renewal Conveniently renew your CD at maturity

* The penalties for early withdrawal of CDs with terms up to 18 months is equivalent of 30 days interest. The penalties for early withdrawal of CDs with terms in excess of 18 months is equivalent to 90 days interest. No loss of principal for penalties (i.e. penalties will not invade principal).