Commercial Banking
Finally. A Commercial Bank That Gets My Business.
The Beach Cities Commercial Bank experience goes beyond loans, transactions, and deposits. It’s a trusted partnership rooted in a deep understanding of your goals and proactively looking for ways to help you achieve them. We provide hands-on, personal banking services customized to your needs - whether that’s at your office or digitally through our online banking services.
UltraLink Zero Plus
- Zero Fee Bill Pay Pay bills and/or set up recurring payments
- Zero Fee AutoBooks for Small Businesses
- Zero Fee Incoming Domestic and International Wires
- Zero Fee for up to three (3) Domestic Outgoing Online Wires per month
- Zero Fee Cashier's Checks
- Free Initial Check Order up to $250
- $100 minimum opening balance
Commercial Interest
- Simple interest with $2,500 minimum
- Avoid monthly service fees with $2,500 average collected balance
- Credit Card Program with approved credit (See Credit Card Solutions)
- ATM/Debit Card with zero surcharges
- $100 minimum opening balance
Commercial Savings
Flexible interest-earning accounts with lower minimums and complete liquidity.
- Simple interest with $2,500 minimum
- Avoid monthly service fees with $2,500 average collected balance
- Credit Card Program with approved credit (See Credit Card Solutions)
- ATM/Debit Card with zero surcharges
- $100 minimum opening balance
- Eight free withdrawals per statement cycle
IOLTA
An attorney-client trust account designed specifically for small and short-term deposits.
- Simple interest earned
- $100 minimum opening balance
Flexible interest-earning accounts with lower minimums and complete liquidity.
- Simple interest with $100 minimum
- Avoid monthly service fees with $100 average collected balance
- Credit Card Program with approved credit (See Credit Card Solutions)
- ATM/Debit Card with zero surcharges
- $100 minimum opening balance
Certificate of Deposit
Our Certificate of Deposit* (CD) account offers you a guaranteed return on your investment with competitive interest rates
- Flexible Terms Chose from a variety of term lengths
- Higher Interest Rates Enjoy higher returns compared to regular savings accounts
- Automatic RenewalConveniently renew your CD at maturity
* The penalties for early withdrawal of CDs with terms up to 18 months is equivalent of 30 days interest. The penalties for early withdrawal of CDs with terms in excess of 18 months is equivalent to 90 days interest. No loss of principal for penalties (i.e. penalties will not invade principal).
Copyright © 2025 Beach Cities Commercial Bank. All rights reserved. Member FDIC. Equal Housing Lender.
